New York taxes and calculators, 2026
What New Yorkers pay in income, sales, and property tax this year, with calculators that already have New York's figures loaded.
New York income tax in 2026
New York uses 9 brackets from 3.9% to 10.9% after a standard deduction of $8,000 (single) / $16,050 (joint). A single filer earning $75,000 pays about $3,453 in state income tax and takes home about $57,784.
| Taxable income over (single) | Rate |
|---|---|
| $0 | 3.9% |
| $8,500 | 4.4% |
| $11,700 | 5.15% |
| $13,900 | 5.4% |
| $80,650 | 5.9% |
| $215,400 | 6.85% |
| $1,077,550 | 9.65% |
| $5,000,000 | 10.3% |
| $25,000,000 | 10.9% |
- New York cut its lower and middle rates for 2026 (for example 4% to 3.9% and 5.5% to 5.4%).
- New York City and Yonkers residents pay an additional local income tax. Choose your city in the calculator to include it.
- New York's tax benefit recapture for incomes above about $107,650 is not modeled; higher earners may owe somewhat more.
- NY State Disability Insurance and Paid Family Leave are calculated separately as payroll deductions.
Local income taxes
Residents of New York City resident and Yonkers resident (approximate) pay an additional local income tax:
- New York City resident: 3.078% to 3.876%
- Yonkers resident (approximate): 0.99%
New York sales tax
The state rate is 4%. Local rates add up to 4.88%, for a population-weighted average of 8.54%.
- New York City's combined rate is 8.875%. Groceries and clothing under $110 (statewide portion) are exempt.
New York property tax and home prices
Homeowners in New York paid an effective 1.3% of home value in property tax in 2024, the #11 highest rate among the 50 states and D.C. The typical home was worth about $527,312 as of July 31, 2026, which works out to roughly $6,855 a year in property tax on a typical home.
Frequently asked questions
Is New York a high-tax or low-tax state?
It depends on the tax. In 2026, New York has a top income tax rate of 10.9% (ranked #3 of 51), an average combined sales tax of 8.54% (ranked #10), and an effective property tax rate of 1.3% (ranked #11). States that skip one tax usually lean harder on another.
What is the take-home pay on $75,000 in New York?
About $57,784 a year for a single filer with the standard deduction, or roughly $2,222 every two weeks, after federal income tax, Social Security, Medicare, and New York income tax and state payroll deductions.
Does New York tax groceries?
No, groceries are exempt from sales tax in New York.
Data sources & last verified
Last verified · Tax year 2026
- IRS, IR-2025-103: Tax inflation adjustments for tax year 2026 (Rev. Proc. 2025-32) (opens in new tab) Retrieved · effective January 1, 2026 · Brackets and standard deduction.
- Social Security Administration, Contribution and Benefit Base (2026: $184,500) (opens in new tab) Retrieved · effective January 1, 2026
- IRS Topic 560, Additional Medicare Tax (0.9% above $200,000 single / $250,000 joint; not indexed) (opens in new tab) Retrieved
- IRS Notice 2025-67, 2026 retirement plan limits ($24,500 elective deferral; $8,000 catch-up age 50+) (opens in new tab) Retrieved · effective January 1, 2026
- IRS Rev. Proc. 2025-19, 2026 HSA contribution limits ($4,400 self-only / $8,750 family) (opens in new tab) Retrieved · effective January 1, 2026
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (opens in new tab) Retrieved · effective January 1, 2026
- NY Workers' Compensation Board, employee contribution 0.5% of wages up to $0.60 per week (WCL §209) (opens in new tab) Retrieved
- NY Paid Family Leave, 2026 employee contribution 0.432% of gross wages, maximum $411.91 per year (opens in new tab) Retrieved · effective January 1, 2026
- NYS Department of Taxation and Finance, New York City resident tax rates (3.078% to 3.876%) (opens in new tab) Retrieved
- NYS Department of Taxation and Finance, Yonkers resident income tax surcharge (16.75% of state tax) (opens in new tab) Retrieved
- Tax Foundation, 2026 Sales Tax Rates, Midyear Update (state and average local rates as of July 1, 2026) (opens in new tab) Retrieved · effective July 1, 2026
- Zillow Home Value Index (ZHVI), all homes, smoothed & seasonally adjusted, 2026-07-31 (opens in new tab) Retrieved · effective July 31, 2026 · Typical value of homes in the 35th to 65th percentile for the state; used only as a starting default.
- Tax Foundation, Property Taxes by State and County (U.S. Census Bureau 2024 American Community Survey) (opens in new tab) Retrieved · Statewide effective rate on owner-occupied housing: total real estate taxes paid divided by total home value. Your county rate will differ.
We re-check these figures when agencies publish updates and at least quarterly. See our data policy for how corrections are handled, or report an error.